Mobile money management
Stay on top of your finances
The smart money tools in our app help you keep an eye on your spending and stay on top of your finances. Not only can they help you keep within your budget, they may also help you grow your money and achieve your financial goals.
Download the app
The HSBC UK Mobile Banking app lets you manage your accounts easily and securely from a time and a place that suits you. Discover an ever growing range of services and features on the app to make your banking more convenient.
What's the plan when it comes to your finances?
Our 'Money trends' feature in the HSBC UK Mobile Banking app has a range of useful tools to help you manage your money. These include 'Spending insights' and 'Monthly budgets', with more to follow. To start using it:
- Log on to the HSBC UK Mobile Banking app
- Tap the menu icon in the top right corner, then tap 'Money trends'
- Choose the option you’re interested in.
You'll also need the latest version of our app and an operating system that supports it.
Spending insights
You can see your monthly spending broken down into different categories, giving you a better insight into your spending. You’ll also see personalised monthly insights on HSBC current accounts and credit cards, such as your ‘top category’ and ‘top spend’, and be able to compare your spending month on month.
Monthly budgets
Create and track a budget on HSBC current accounts and credit cards for that month's spending category to help you take control of your money. Once a budget is set up, a helpful visual offers easy tracking of your spending against your set budget. This helps you to understand how you're spending your money. You’ll also be able to see a percentage of your spend versus your set budget.
Savings goals
If you're looking to set up short term goals, our savings goal feature could be for you.
If you have an Online Bonus Saver, Premier Saver, Flexible Saver or Loyalty Cash ISA you can set up your saving goals using the app.
- Log on to the HSBC UK Mobile Banking app
- Select the savings account you want to set a goal on
- Then select 'Add a new goal'
- Enter a name for your goal, choose a goal category and the amount you would like to save by the target date
- Tap 'Fund your goal' to complete and start saving
Other mobile features to help you manage your money better
View transactions and balances across all your accounts
With Open Banking, you can see balances and transactions across all your accounts, not just the ones you hold with HSBC. To enable this, you'll need to connect your accounts.
You can do this through the home screen:
- Log on to the HSBC UK Mobile Banking app
- Tap 'Connect a non-HSBC account' under your list of products, then 'Get started'
- Tap the bank you have an account with from those listed
- Check the consent box and then select 'Continue'
- Tap 'Take me there' when prompted to continue to the other bank's app
- Follow the on screen instructions to confirm which account to connect to. You can select more than one account
Once connected, the account's details will be displayed on your home screen.
You can also connect through your profile:
- Tap the 'Menu' icon in the top right corner
- Tap the 'Profile' icon in the top right corner, then 'Open Banking connections'
- Tap 'Data from other banks', 'Connect an account', then 'Get started'
- Follow the same instructions to find and connect to your accounts
You will need to reconfirm your consent every 90 days.
You can remove a connection at any time by selecting the bank you wish to disconnect from in your list of connections and selecting 'Remove connection'.
Transaction notifications
We’ll send you push notifications to help you keep track of payments, spending and suspicious activity. You’ll also get alerts when your card is declined, with an explanation and next steps. To set up notifications:
- Log on to the HSBC UK Mobile Banking app
- Tap the 'Menu' icon in the top right corner
- Tap the 'Profile' icon in the top right corner
- Tap ‘Communication preferences’, then ‘Push notifications’
- Turn the transactions toggle on and select the accounts you want to receive notifications for
Manage future payments on the go
Manage your monthly payments in our app. View, set up and delete standing orders, and view or delete any Direct Debits.
Just log on to the HSBC UK Mobile Banking app, select your account, select 'More', then go to 'Manage future payments'. From there you can access all your standing orders, Direct Debits and subscriptions. To manage them, simply select each payment.
Balance forecast
We have a number of app tools to help you manage your money, keep track of your spending and reach your savings goals.
Balance forecast helps you budget from one payday to the next. It shows your month-end balance once known standing orders, Direct Debits and subscriptions are deducted, and alerts you to possible shortfalls.
If you've not activated balance forecast:
- Log on to the HSBC UK Mobile Banking app
- Go to your current account under 'Your products'
- From your Quick actions, select 'More' and select 'Balance forecast'
If you've already activated Balance forecast:
- Log on to the HSBC UK Mobile Banking app
- Just scroll down the page to get to your Balance forecast widget. You can then tap into it and view your Balance forecast dashboard
Frequently asked questions
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