Explore our savings accounts
Take a look at our full range of savings accounts. Whether you want to save a lump sum or a little each month, we've got an account for you.
Find the right savings account for you
Compare savings accounts from HSBC
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Save for 1 or 2 years. For current account and savings account customers only (not including Appointee/Executor Account, Loyalty Cash ISA or Regular Saver).
Key information
1-year term: 4.10% AER/gross
2-year term: 3.90% AER/gross
Instant access: NoInterest is paid monthly or yearly and the rate is fixed.
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Get a higher interest rate in any months you don't make a withdrawal. For existing HSBC customers only. You can only open this account online.
Key information
Bonus rate up to £50,000: 4.00% AER / 3.93% gross
Bonus rate over £50,000: 1.75% AER / 1.74% gross
Standard rate: 1.50% AER / 1.49% gross
Instant access: YesInterest is paid monthly and the rate is variable.
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Save between £25 and £250 every month with a 12-month fixed rate account. Available to customers with a current account (excluding Appointee/Executor Account).
Key information
Interest rate: 5.00% AER/gross
Instant access: No (restrictions apply)Interest is paid after 12 months and the rate is fixed.
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Lock in a loyalty interest rate for 12 months each time you pay into your account. For current account customers only.
Key information
Loyalty rate: 2.35% AER (2.33% tax-free)
Premier customer loyalty rate: 2.75% AER (2.72% tax-free)
Standard rate: 2.15% AER (2.13% tax-free)
Instant access: YesInterest is paid monthly and the rate is variable.
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Tax-free savings, with a fixed rate for up to 13 months. For current account customers only.
Key information
Fixed for up to 13 months: 4.10% AER (4.10% tax-free).
Instant access: No, withdrawal restrictions and an early withdrawal fee may apply.
We calculate interest daily and credit this at the end of the fixed term. -
Our most flexible savings account. Deposit money and make withdrawals as often as you like, and access your account the way you want.
Key information
Interest rate: 1.50% AER / 1.49% gross
Instant access: YesInterest is paid monthly and the rate is variable.
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An easy way to save for 7 to 17 year olds. Start saving from just £10, whether it's your pocket money or wages from your job.
Key information
Up to £3,000: 5.00% AER / 4.89% gross
Over £3,000: 1.75% AER / 1.74% grossInstant access: Yes
Interest is paid monthly and the rate is variable.
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Help your money work harder with our flexible savings account exclusively for HSBC Premier customers.
Key information
Up to £50,000: 1.75% AER / 1.74% gross
Between £50,000 to £100,000: 1.85% AER / 1.83% gross
Over £100,000: 2.00% AER / 1.98% gross
Instant access: YesInterest is paid monthly and the rate is variable.
Additional information
AER stands for annual equivalent rate. This shows you what the interest rate would be if interest was paid and compounded once each year.
Gross is the rate of interest paid before any tax (where applicable) has been deducted.
Tax-free means you don't have to pay UK income tax or capital gains tax on any interest or returns you earn.