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Loyalty Cash ISA
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At a glance
About
Lock in a loyalty interest rate for 12 months each time you pay into your account. For current account customers only.
Interest rate
Loyalty rate: 2.50% AER (2.47% tax-free)
Premier customer loyalty rate: 3.00% AER (2.96% tax-free)
Standard rate: 2.20% AER (2.18% tax-free)
Often used for
Saving up to £20,000 tax free when you want (restrictions apply).
Tax free means it's paid free from UK Income Tax and Capital Gains Tax.
Access
Instant access
Balance/deposit requirements
Min: £1
Max: No maximum balance.
The overall annual ISA subscription limit is subject to change every year (currently £20,000). Within this, the Lifetime ISA has its own annual payment limit (currently £4,000). You can only subscribe to one type of cash ISA and one type of stocks and shares ISA in the same tax year across HSBC and first direct.
Who can apply?
Eligibility criteria
- aged 18 or over
- resident in the UK for tax purposes, or if not so resident, be a UK Crown servant serving overseas, or be married to, or in a civil partnership with, such a person
- hold an HSBC current account
Find out more
Additional information
Select savings accounts to compare
You can choose up to 4
Tax-free savings, with a fixed rate for up to 13 months. For current account customers only.
Get a higher interest rate in any months you don't make a withdrawal. For existing HSBC customers only. You can only open this account online.
Save between £25 and £250 every month with a 12-month fixed rate account. Available to customers with a current account (excluding Appointee/Executor Account).
Save for 1 or 2 years. For current account and savings account customers only (not including Appointee/Executor Account, Loyalty Cash ISA or Regular Saver).
Lock in a loyalty interest rate for 12 months each time you pay into your account. For current account customers only.
Our most flexible savings account. Deposit money and make withdrawals as often as you like, and access your account the way you want.
Help your money work harder with our flexible savings account exclusively for HSBC Premier customers.
An easy way to save for 7 to 17 year olds. Start saving from just £10, whether it's your pocket money or wages from your job.