Helping you with your property needs in the UK
If you're a non-UK resident from one of our approved countries or regions, or a foreign national living in the UK for less than 12 months, we can help you apply for a mortgage. If you're looking to invest in a property in the UK, we've a range of residential and buy-to-let products.
How to apply
Prepare your details
Who can apply?
Residential mortgages
If you're a non-UK resident, or a foreign national living in the UK for less than 12 months, you can apply if:
- You're a resident in one of the countries or regions listed below
- You earn a basic annual income of at least £75,000[@uae-mortgage-eligibility]
- Your loan-to-value (LTV) will be a maximum of 75%
If you're not yet a UK resident you'll need to complete your application with an advisor.
Take a look at our residential rates.
Note: all documents and mortgage meetings will be in English.
Buy-to-let mortgage
If you're a non-UK resident, or a foreign national living in the UK for less than 12 months, you can apply if:
- You're a resident in one of the countries or regions listed below
- You earn a basic annual income of at least £50,000 (or £75,000 if you're self-employed)[@uae-mortgage-eligibility]
- You have a deposit of at least 25% of the property value or 40% for mortgages above £1 million
Take a look at our buy-to-let rates.
Note: all documents and mortgage meetings will be in English.
List of countries or regions you can apply from
If you're a resident in one of the following countries or regions, you may be able to apply for a mortgage in the UK:
- Australia
- Egypt
- Guernsey
- Hong Kong
- Isle of Man
- Jersey
- Malaysia
- Philippines
- Qatar
- Singapore
- Switzerland
- Taiwan
- United Arab Emirates (UAE)[@uae-mortgage-eligibility]
- United States of America (USA)
Subject to criteria.
Residential rates for non-UK and new-to-UK[@new-to-uk] residents
Fixed-rate mortgages
A fixed-rate mortgage means that your payments will stay the same until the end date of the fixed-rate period, even if interest rates change. An early repayment charge may apply during the fixed-rate period.
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver |
5.19% |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.80% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard | 4.84% fixed |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.80% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Fee Saver |
4.80% |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Standard | 4.57% fixed |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver |
4.79% |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.20% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard |
4.59% fixed |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.20% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Premier Standard | 4.56% fixed |
6.99% | 5 Years fixed rate until 28.02.2030 | 6.20% APRC |
£1499 | 10% | £0 | £ 2,000,000 |
| 10 Year Fixed Fee Saver |
5.34% |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 10 Year Fixed Standard | 5.19% fixed |
6.99% |
10 Years fixed rate until 28.02.2035 |
5.90% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver |
|---|---|
| Initial interest rate |
5.19% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 2 Year Fixed Standard |
| Initial interest rate |
4.84% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
3 Year Fixed Fee Saver |
| Initial interest rate |
4.80% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 3 Year Fixed Standard |
| Initial interest rate |
4.57% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver |
| Initial interest rate |
4.79% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.20% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard |
| Initial interest rate |
4.59% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.20% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 5 Year Fixed Premier Standard |
| Initial interest rate |
4.56% fixed |
| Followed by a Variable Rate, currently | 6.99% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.20% APRC |
| Booking fee | £1499 |
| Annual overpayment allowance | 10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
10 Year Fixed Fee Saver |
| Initial interest rate |
5.34% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 10 Year Fixed Standard |
| Initial interest rate |
5.19% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
5.90% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver |
5.34% |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard | 5.04% fixed |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Fee Saver |
4.94% |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Standard | 4.76% fixed |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver |
4.89% |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard |
4.74% fixed |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Premier Standard | 4.71% fixed |
6.99% | 5 Years fixed rate until 28.02.2030 | 6.30% APRC |
£1499 | 10% | £0 | £ 2,000,000 |
| 10 Year Fixed Fee Saver |
5.39% |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 10 Year Fixed Standard | 5.24% fixed |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver |
|---|---|
| Initial interest rate |
5.34% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 2 Year Fixed Standard |
| Initial interest rate |
5.04% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
3 Year Fixed Fee Saver |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 3 Year Fixed Standard |
| Initial interest rate |
4.76% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver |
| Initial interest rate |
4.89% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard |
| Initial interest rate |
4.74% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 5 Year Fixed Premier Standard |
| Initial interest rate |
4.71% fixed |
| Followed by a Variable Rate, currently | 6.99% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee | £1499 |
| Annual overpayment allowance | 10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
10 Year Fixed Fee Saver |
| Initial interest rate |
5.39% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 10 Year Fixed Standard |
| Initial interest rate |
5.24% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver |
5.34% |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard | 5.04% fixed |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Fee Saver |
4.94% |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Standard | 4.76% fixed |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver |
4.89% |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard |
4.74% fixed |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Premier Standard | 4.71% fixed |
6.99% | 5 Years fixed rate until 28.02.2030 | 6.30% APRC |
£1499 | 10% | £0 | £ 2,000,000 |
| 10 Year Fixed Fee Saver |
5.39% |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 10 Year Fixed Standard | 5.24% fixed |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver |
|---|---|
| Initial interest rate |
5.34% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 2 Year Fixed Standard |
| Initial interest rate |
5.04% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
3 Year Fixed Fee Saver |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 3 Year Fixed Standard |
| Initial interest rate |
4.76% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver |
| Initial interest rate |
4.89% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard |
| Initial interest rate |
4.74% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 5 Year Fixed Premier Standard |
| Initial interest rate |
4.71% fixed |
| Followed by a Variable Rate, currently | 6.99% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee | £1499 |
| Annual overpayment allowance | 10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
10 Year Fixed Fee Saver |
| Initial interest rate |
5.39% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 10 Year Fixed Standard |
| Initial interest rate |
5.24% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver |
5.19% |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.80% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard | 4.84% fixed |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.80% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Fee Saver |
4.80% |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Standard | 4.57% fixed |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver |
4.79% |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.20% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard |
4.59% fixed |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.20% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Premier Standard | 4.56% fixed |
6.99% | 5 Years fixed rate until 28.02.2030 | 6.20% APRC |
£1499 | 10% | £0 | £ 2,000,000 |
| 10 Year Fixed Fee Saver |
5.34% |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 10 Year Fixed Standard | 5.19% fixed |
6.99% |
10 Years fixed rate until 28.02.2035 |
5.90% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver |
|---|---|
| Initial interest rate |
5.19% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 2 Year Fixed Standard |
| Initial interest rate |
4.84% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
3 Year Fixed Fee Saver |
| Initial interest rate |
4.80% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 3 Year Fixed Standard |
| Initial interest rate |
4.57% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver |
| Initial interest rate |
4.79% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.20% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard |
| Initial interest rate |
4.59% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.20% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 5 Year Fixed Premier Standard |
| Initial interest rate |
4.56% fixed |
| Followed by a Variable Rate, currently | 6.99% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.20% APRC |
| Booking fee | £1499 |
| Annual overpayment allowance | 10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
10 Year Fixed Fee Saver |
| Initial interest rate |
5.34% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 10 Year Fixed Standard |
| Initial interest rate |
5.19% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
5.90% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver |
5.34% |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard | 5.04% fixed |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Fee Saver |
4.94% |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Standard | 4.76% fixed |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver |
4.89% |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard |
4.74% fixed |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Premier Standard | 4.71% fixed |
6.99% | 5 Years fixed rate until 28.02.2030 | 6.30% APRC |
£1499 | 10% | £0 | £ 2,000,000 |
| 10 Year Fixed Fee Saver |
5.39% |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 10 Year Fixed Standard | 5.24% fixed |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver |
|---|---|
| Initial interest rate |
5.34% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 2 Year Fixed Standard |
| Initial interest rate |
5.04% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
3 Year Fixed Fee Saver |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 3 Year Fixed Standard |
| Initial interest rate |
4.76% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver |
| Initial interest rate |
4.89% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard |
| Initial interest rate |
4.74% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 5 Year Fixed Premier Standard |
| Initial interest rate |
4.71% fixed |
| Followed by a Variable Rate, currently | 6.99% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee | £1499 |
| Annual overpayment allowance | 10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
10 Year Fixed Fee Saver |
| Initial interest rate |
5.39% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 10 Year Fixed Standard |
| Initial interest rate |
5.24% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver |
5.34% |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard | 5.04% fixed |
6.99% |
2 Years fixed rate until 28.02.2027 |
6.90% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Fee Saver |
4.94% |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 3 Year Fixed Standard | 4.76% fixed |
6.99% |
3 Years fixed rate until 28.02.2028 |
6.60% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver |
4.89% |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard |
4.74% fixed |
6.99% |
5 Years fixed rate until 28.02.2030 |
6.30% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Premier Standard | 4.71% fixed |
6.99% | 5 Years fixed rate until 28.02.2030 | 6.30% APRC |
£1499 | 10% | £0 | £ 2,000,000 |
| 10 Year Fixed Fee Saver |
5.39% |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 10 Year Fixed Standard | 5.24% fixed |
6.99% |
10 Years fixed rate until 28.02.2035 |
6.00% APRC |
£999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver |
|---|---|
| Initial interest rate |
5.34% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 2 Year Fixed Standard |
| Initial interest rate |
5.04% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
3 Year Fixed Fee Saver |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 3 Year Fixed Standard |
| Initial interest rate |
4.76% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
3 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver |
| Initial interest rate |
4.89% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard |
| Initial interest rate |
4.74% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 5 Year Fixed Premier Standard |
| Initial interest rate |
4.71% fixed |
| Followed by a Variable Rate, currently | 6.99% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.30% APRC |
| Booking fee | £1499 |
| Annual overpayment allowance | 10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
| Mortgage |
10 Year Fixed Fee Saver |
| Initial interest rate |
5.39% |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | 10 Year Fixed Standard |
| Initial interest rate |
5.24% fixed |
| Followed by a Variable Rate, currently |
6.99% |
| Initial interest rate period |
10 Years fixed rate until 28.02.2035 |
| Overall cost for comparison (APRC) |
6.00% APRC |
| Booking fee |
£999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) | £ 2,000,000 |
Tracker mortgages
A tracker mortgage is a variable rate mortgage linked to the Bank of England base rate that rises or falls with it. This will affect your monthly repayments. Our tracker mortgages are available over a 2-year period.
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard |
5.39% variable |
6.99% |
2 Years |
7.00% |
£999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard |
|---|---|
Initial interest rate |
5.39% variable |
Followed by a variable rate, currently |
6.99% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.00% |
Booking fee |
£999 |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard |
5.44% variable |
6.99% |
2 Years |
7.00% |
£999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard |
|---|---|
Initial interest rate |
5.44% variable |
Followed by a variable rate, currently |
6.99% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.00% |
Booking fee |
£999 |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard |
5.44% variable |
6.99% |
2 Years |
7.00% |
£999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard |
|---|---|
Initial interest rate |
5.44% variable |
Followed by a variable rate, currently |
6.99% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.00% |
Booking fee |
£999 |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
60% LTV
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard |
5.39% variable |
6.99% |
2 Years |
7.00% |
£999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard |
|---|---|
Initial interest rate |
5.39% variable |
Followed by a variable rate, currently |
6.99% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.00% |
Booking fee |
£999 |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
70% LTV
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard |
5.44% variable |
6.99% |
2 Years |
7.00% |
£999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard |
|---|---|
Initial interest rate |
5.44% variable |
Followed by a variable rate, currently |
6.99% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.00% |
Booking fee |
£999 |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
75% LTV
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard |
5.44% variable |
6.99% |
2 Years |
7.00% |
£999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard |
|---|---|
Initial interest rate |
5.44% variable |
Followed by a variable rate, currently |
6.99% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.00% |
Booking fee |
£999 |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
Buy-to-let rates for non-UK and new-to-UK[@new-to-uk] residents
Fixed-rate mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver Buy To Let |
5.39% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.40% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard Buy To Let |
4.84% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.60% APRC |
£1999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver Buy To Let |
4.94% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard Buy To Let |
4.69% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.80% APRC |
£1999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver Buy To Let |
|---|---|
| Initial interest rate |
5.39% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.40% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
2 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.84% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.60% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver Buy To Let |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.69% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver Buy To Let |
5.49% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.40% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 2 Year Fixed Standard Buy To Let |
4.94% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.60% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Fee Saver Buy To Let |
4.99% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.70% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Standard Buy To Let |
4.74% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.80% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Fixed Fee Saver Buy To Let |
|---|---|
| Initial interest rate |
5.49% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.40% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.60% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Fee Saver Buy To Let |
| Initial interest rate |
4.99% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.70% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.74% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver Buy To Let |
5.49% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.40% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 2 Year Fixed Standard Buy To Let |
4.94% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.60% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Fee Saver Buy To Let |
5.04% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.70% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Standard Buy To Let |
4.84% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.90% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Fixed Fee Saver Buy To Let |
|---|---|
| Initial interest rate |
5.49% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.40% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.60% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Fee Saver Buy To Let |
| Initial interest rate |
5.04% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.70% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.84% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver Buy To Let |
5.39% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.40% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 2 Year Fixed Standard Buy To Let |
4.84% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.60% APRC |
£1999 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Fee Saver Buy To Let |
4.94% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.60% APRC |
£0 |
10% |
£0 | £ 2,000,000 |
| 5 Year Fixed Standard Buy To Let |
4.69% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.80% APRC |
£1999 |
10% |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Fixed Fee Saver Buy To Let |
|---|---|
| Initial interest rate |
5.39% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.40% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
2 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.84% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.60% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Fee Saver Buy To Let |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.60% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
5 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.69% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
65% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver Buy To Let |
5.49% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.40% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 2 Year Fixed Standard Buy To Let |
4.94% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.60% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Fee Saver Buy To Let |
4.99% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.70% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Standard Buy To Let |
4.74% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.80% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Fixed Fee Saver Buy To Let |
|---|---|
| Initial interest rate |
5.49% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.40% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.60% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Fee Saver Buy To Let |
| Initial interest rate |
4.99% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.70% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.74% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.80% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Annual overpayment allowance | Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Fee Saver Buy To Let |
5.49% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.40% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 2 Year Fixed Standard Buy To Let |
4.94% |
7.60% |
2 Years fixed rate until 28.02.2027 |
7.60% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Fee Saver Buy To Let |
5.04% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.70% APRC |
£0 |
10% |
£0 | £ 1,000,000 |
| 5 Year Fixed Standard Buy To Let |
4.84% |
7.60% |
5 Years fixed rate until 28.02.2030 |
6.90% APRC |
£1999 |
10% |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Fixed Fee Saver Buy To Let |
|---|---|
| Initial interest rate |
5.49% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.40% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.94% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
2 Years fixed rate until 28.02.2027 |
| Overall cost for comparison (APRC) |
7.60% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Fee Saver Buy To Let |
| Initial interest rate |
5.04% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.70% APRC |
| Booking fee |
£0 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
5 Year Fixed Standard Buy To Let |
| Initial interest rate |
4.84% |
| Followed by a Variable Rate, currently |
7.60% |
| Initial interest rate period |
5 Years fixed rate until 28.02.2030 |
| Overall cost for comparison (APRC) |
6.90% APRC |
| Booking fee |
£1999 |
| Annual overpayment allowance |
10% |
| Cashback | £0 |
| Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
Tracker mortgages
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Fee Saver Buy To Let |
6.24% variable |
7.60% |
2 Years |
7.60% APRC |
£0 |
£0 | £ 2,000,000 |
| 2 Year Term Tracker Standard Buy To Let |
5.63% variable |
7.60% |
2 Years |
7.70% APRC |
£1999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Fee Saver Buy To Let |
|---|---|
Initial interest rate |
6.24% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.60% APRC |
Booking fee |
£0 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard Buy To Let |
Initial interest rate |
5.63% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.70% APRC |
Booking fee |
£1999 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Fee Saver Buy To Let |
6.24% variable |
7.60% |
2 Years |
7.60% APRC |
£0 |
£0 | £ 1,000,000 |
| 2 Year Term Tracker Standard Buy To Let |
5.69% variable |
7.60% |
2 Years |
7.70% APRC |
£1999 |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Term Tracker Fee Saver Buy To Let |
|---|---|
Initial interest rate |
6.24% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.60% APRC |
Booking fee |
£0 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Term Tracker Standard Buy To Let |
Initial interest rate |
5.69% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.70% APRC |
Booking fee |
£1999 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Fee Saver Buy To Let |
6.34% variable |
7.60% |
2 Years |
7.60% APRC |
£0 |
£0 | £ 1,000,000 |
| 2 Year Term Tracker Standard Buy To Let |
5.89% variable |
7.60% |
2 Years |
7.80% APRC |
£1999 |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Term Tracker Fee Saver Buy To Let |
|---|---|
Initial interest rate |
6.34% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.60% APRC |
Booking fee |
£0 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Term Tracker Standard Buy To Let |
Initial interest rate |
5.89% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.80% APRC |
Booking fee |
£1999 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
60% LTV
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Fee Saver Buy To Let |
6.24% variable |
7.60% |
2 Years |
7.60% APRC |
£0 |
£0 | £ 2,000,000 |
| 2 Year Term Tracker Standard Buy To Let |
5.63% variable |
7.60% |
2 Years |
7.70% APRC |
£1999 |
£0 | £ 2,000,000 |
| Mortgage |
2 Year Term Tracker Fee Saver Buy To Let |
|---|---|
Initial interest rate |
6.24% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.60% APRC |
Booking fee |
£0 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
| Mortgage |
2 Year Term Tracker Standard Buy To Let |
Initial interest rate |
5.63% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.70% APRC |
Booking fee |
£1999 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 2,000,000 |
65% LTV
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Fee Saver Buy To Let |
6.24% variable |
7.60% |
2 Years |
7.60% APRC |
£0 |
£0 | £ 1,000,000 |
| 2 Year Term Tracker Standard Buy To Let |
5.69% variable |
7.60% |
2 Years |
7.70% APRC |
£1999 |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Term Tracker Fee Saver Buy To Let |
|---|---|
Initial interest rate |
6.24% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.60% APRC |
Booking fee |
£0 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Term Tracker Standard Buy To Let |
Initial interest rate |
5.69% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.70% APRC |
Booking fee |
£1999 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
75% LTV
| Mortgage | Initial interest rate |
Followed by a variable rate, currently |
Initial interest rate period |
Overall cost for comparison (APRC) |
Booking fee |
Cashback | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Fee Saver Buy To Let |
6.34% variable |
7.60% |
2 Years |
7.60% APRC |
£0 |
£0 | £ 1,000,000 |
| 2 Year Term Tracker Standard Buy To Let |
5.89% variable |
7.60% |
2 Years |
7.80% APRC |
£1999 |
£0 | £ 1,000,000 |
| Mortgage |
2 Year Term Tracker Fee Saver Buy To Let |
|---|---|
Initial interest rate |
6.34% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.60% APRC |
Booking fee |
£0 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
| Mortgage |
2 Year Term Tracker Standard Buy To Let |
Initial interest rate |
5.89% variable |
Followed by a variable rate, currently |
7.60% |
Initial interest rate period |
2 Years |
Overall cost for comparison (APRC) |
7.80% APRC |
Booking fee |
£1999 |
| Cashback | £0 |
Maximum loan amount (subject to LTV and Lending Policy) |
£ 1,000,000 |
Representative example
A repayment mortgage of £175,000 payable over 33 years and 4 months, initially on a fixed rate for 2 years at 5.34% and then on our current variable rate of 6.99% (variable) for the remaining 31 years and 4 months, would require 24 monthly payments of £938.05 and 375 monthly payments of £1,123.23 plus one final payment of £1,122.95.
The total amount payable would be £445,142.40 made up of the loan amount plus interest of £269,847.40 and a solicitors fee of £295.
In this example, the overall cost for comparison is 7.0% APRC representative.
This example is based on the highest APRC applicable to customers purchasing a property. Please note your actual costs and monthly repayments will vary.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Apply now
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