Tips For Viewing A Property | Home Buying Checklist

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Mortgages
What to look for when viewing a property

From cracks in the wall to signs of damp, there are some things to look for when viewing a home to buy.

Buying a home is one of the biggest purchases you’ll ever make. So, you want to be sure you’re getting everything you need, with no nasty surprises. Here’s a quick checklist to help you.

The location

When buying a property, consider the location. You should feel safe, comfortable and happy with the area you’ll be living in.

You can find out a lot about a place online, but it’s also worth having a walk or drive around the area, especially at different times of the day, to see what it’s like.

Explore: How to choose a location when buying a property

The condition of the property and outdoor space

Is the building itself structurally sound? Ideally, you should have a professional survey done for an accurate picture of the property’s condition.

There are also superficial checks you can do yourself to get an idea. Start by asking yourself:

Does the outside of the building look solid and sturdy?
Can you see any cracks, missing bricks, broken windows, or warped or rotting wood?
Is the inside of the building in an acceptable condition?
Are all the fixtures and fittings, such as carpets, doors, and built-in appliances, intact?
Can you see or smell any signs of damp?
Are there any windowless rooms? If so, do they include working extractors?
Are the gardens and grounds well-maintained?
Can you see any problems with the paving, flowerbeds, lawns, trees, gates, walls, fences, or driveways?

The features of the property

Some properties are ‘fixer-uppers’, meaning you can improve the property and make it feel like your own. But if you find yourself thinking the property would only be fine if you made big structural changes, it may not be the one for you (unless you have the budget).

You can ask yourself these questions to see whether the property will suit you:

Is it the right size and layout for you and your family? You may want to buy somewhere that offers room to grow.
Are the fixtures and fittings in good condition and to your taste, or would you have to replace them? If so, how much would it cost?
Would you need to do any work to the kitchen or bathroom?
What Energy Performance Certificate (EPC) rating does the property have? This will show you how energy-efficient the property is and give you an idea of how much your energy bills will cost.
What’s the parking like? Is there a driveway, or if not, can you park outside on the road or nearby?
What direction does the house face? In the UK, south-facing walls and gardens receive more light than north-facing properties.

Explore: The pros and cons of home renovations

Your home may be repossessed if you do not keep up repayments on your mortgage.

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