All you need to buy a property under one roof
Our global network, range of international mortgages and team of partners can help you find, buy and manage a property in the UK. Whether you're moving, investing or need a home for your child to live in during their overseas university education, we'll guide you each step of the way.
Specialist support from start to finish
Finding your property
You may have already found your ideal UK property, but if you need any help our partner, JLL,[@jll-exclusions] can guide you through the real estate market and buying process. Exclusive to Premier.
- VIP access to property searches, local market insights, buyer guides and more
- Invites to events and seminars
- 1-on-1 property consultations
Buying your property
HSBC can help you with the finance for your purchase.
- Mortgage solutions and expert guidance from our dedicated team to support you through the application process
- Make fee-free[@fee-free-global-transfers] international money transfers to help finance your overseas property
- If your documents need to be translated to support an HSBC mortgage application, then RWS Group can help with up to 40% off their translation services[@document-translation]
- HSBC are able to directly access your credit bureau data saving you time and effort (from selected countries only)[@credit-history-countries]
Additional support services
HSBC's products and services along with our partner's support provide ongoing assistance.
- Everyday HSBC banking products complement your international mortgage needs
- Access to international tax support from EY[@uk-ey-tax-advice] including tax returns, capital gains, pensions, property and more
- Crown Relocation can manage all aspects of your move, and offer guidance on settling in to your home
- Property management, maintenance and tenancy sourcing when you're away, from JLL[@jll-exclusions]
Who can apply?
Residential mortgages
If you're a non-UK resident, or a foreign national living in the UK for less than 12 months, you can apply if:
- You're a resident in one of the countries or regions listed below
- You earn a basic annual income of at least £75,000[@uae-mortgage-eligibility]
- Your loan-to-value (LTV) will be a maximum of 75%
If you're not yet a UK resident you'll need to complete your application with an advisor.
Note: all documents and mortgage meetings will be in English.
Buy-to-let mortgage
If you're a non-UK resident, or a foreign national living in the UK for less than 12 months, you can apply if:
- You're a resident in one of the countries or regions listed below
- You earn a basic annual income of at least £50,000 (or £75,000 if you're self-employed)[@uae-mortgage-eligibility]
- You have a deposit of at least 25% of the property value or 40% for mortgages above £1 million
Note: all documents and mortgage meetings will be in English.
Get started
Review our mortgages and latest rates for non-UK residents and foreign nationals living in the UK for less than 12 months.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.