We understand that what's happening in your life and the world around you can affect your finances. Whether you prefer to read our guides, use our calculators or even book in on a webinar or speak to someone direct, we have you covered to help you find a solution for your individual financial needs.
Which of the following best describes you?
Whichever stage you’re at with debt, we’ve articles, calculators and webinars to help you.
Check your financial fitness score with our easy-to-use calculator
How it works
- Tell us a few details about your finances - including your spending, borrowing and saving.
- We'll calculate your financial fitness score.
- You'll also get tips to help you set achievable goals to improve your financial health.
- You can use the tool again in future to see if your score has improved.
How does borrowing work?
Here are some useful guides to help you understand more about borrowing
What is debt consolidation?
A debt consolidation loan can help you bring your debts together and create a simple repayment plan.
Should you save or repay debts?
Look at when you may want to focus on debts and when it could be worth prioritising your savings.
Buy now pay later
Find out how buy now pay later (BNPL) works and whether it might affect your credit score.
Ways to borrow
Take a look at your options so you can find the one that suits you.
What is APR?
Find out more about APR, how it’s calculated and why it matters.
How to use a balance transfer
See how to use a balance transfer credit card in a cost-effective way.
How to build your credit score
Here are some ways you can boost your credit score and increase your chances of being accepted for credit.
Invest or repay your debts?
The answer's not always black and white.
Help me get out of debt
We can help you explore your options for dealing with debt so you can get your finances back on track.
The faster you clear your debt, the less interest you’ll pay. Here are some tips on how to speed things up without dramatically changing your spending.
How to talk about money
Talking about money can help reduce stress, manage your finances and reach your goals.
What to do if you fall behind on debt repayments
Find out what steps you can take to help you get back on track.
Persistent debt
Get help if you're in persistent debt on your credit card over an 18-month period
What is a loan shark
This article tells you about illegal lending and what to do if you have borrowed from a loan shark.
More help with managing debt
We've created some step-by-step guides and interactive tools to help you manage your money
Book a financial health check
Our experienced financial health specialists are available to speak to you about your banking and financial needs.
Book onto one of our webinars
Our free webinars will give you the insight, knowledge and tools to help manage your debt.
Credit card repayment calculator
See how quickly you could pay off your credit card by increasing your payments.
Check what you're entitled to
Billions of pounds of government benefits and allowances are going unclaimed every year.
One of the reasons is that many people don't realise they qualify for them.
There are a number of independent organisations who can provide help and give general advice about managing money.
You can find out about free independent money advisers in your area from:
Explore more
Money worries
We understand that what's happening in your life and the world around you can affect your finances. That's why we're here, so we can help you find a solution for your own financial needs.
How to budget
Managing your everyday spending successfully can give you real peace of mind. Check out these helpful tips, including planning a budget and making good financial decisions.
Financial fitness
Our financial fitness hub gives you the tools you need to help work your money harder.
Plan ahead
Smart money tools in our app can help you keep an eye on your spending and stay on top of your finances.