Take control of your spending with our budget planner. It’ll help you work out where your money goes and see if you can start saving more.
Before you start
Gather up bills, bank and credit card statements or transaction history (digital or paper) for the last 3 months.
Try to include cash purchases – and any annual payments, like car insurance – that might not show up on your transaction history, to create a clear picture of your spending.
We’ve used the 50-30-20 budget rule as a guide to help you assess your spending. It’s just a guide, but the idea is you should spend 50% of your income on needs (essentials), 30% on wants (non-essentials) and 20% on savings, or paying off debt.
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Helping you improve your financial fitness
Now you’ve worked out your budget, it’s time to start planning.
We can help you get on the right track, no matter what kind of support you're looking for. If you’re worried about your budget being squeezed by higher household bills, take a look at our cost of living hub. It has lots of ideas on how to cut back on everyday spending.