Welcome to the world of HSBC Premier
HSBC Premier is our premium account that gives you more than banking with wealth, health and travel benefits, and rewards too.
Experience Premier
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Travel
Give you and your family peace of mind with HSBC Premier Worldwide Travel InsuranceFootnote link 1 and more. -
International
Save time, effort and money when you manage your finances across multiple borders.
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Health
Access a range of health benefits for you and your familyFootnote link 2, and look after more than just your money. -
Wealth
Plan for your future with exclusive support that’s tailored to you (fees and eligibility apply).
Exclusive Premier offers
Premier World Elite Mastercard
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Special offers on selected Apple devices
In the Apple Store for HSBC Premier, get rewards including up to 5% instant cash back on selected Apple products when using your HSBC Premier card. -
Save over 50% on Virgin Wines
Get over 50% off a mixed case of wine including reds, whites and fizz, plus enjoy free delivery. -
Premier partner offers
Open up a world of exclusive offers, discounts and other benefits.
Discover how Premier gives you more
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Travel
Give you and your family peace of mind with HSBC Premier Worldwide Travel InsuranceFootnote link 1 (UK residents only) - find out more about Premier Travel Insurance.
Spend, send and receive money around the world and access HSBC UK’s best exchange rates together with our Global Money AccountFootnote link 3 with no HSBC fees (non-HSBC fees may apply) - find out more about Global Money.
Enjoy a range of global discounts, travel benefits and lifestyle offers (financial and other eligibility criteria apply) - take a look at Premier rewards and offers.
Get a replacement card within 36 hours and up to $2,000 in emergency cash transfers if you lose your credit card abroad.
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Health
Access a range of online health servicesFootnote link 2, including digital GP appointments, mental health support, plus 2 second opinions a year for you and your family - learn about our range of online health services.
Health benefits are available alongside Cancer Bereavement CoverFootnote link 4, which provides £2,000 if you were to pass away from a cancer related cause and it's been at least 12 months since the policy started (UK residents only) - find out how you're automatically covered with Premier.
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International
Relax knowing if anything goes wrong you can call us 24/7 wherever you are.
Open an account before relocating in over 20 destinations and take advantage of your Premier status in select countries and regions.
See all your worldwide HSBC accounts in one place and make transfers between them with no HSBC fees with Global View - learn more about Global View.
Explore ways to pay for your international lifestyle and bring your credit history from selected countries when you apply for a credit card - 23.9% APR (variable) representative, credit subject to status.
Get support at every step when purchasing international property with help from our mortgage specialists and property partners (fees may apply) - learn about HSBC International Mortgages.
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Wealth
Get support from our wealth specialists with tailored wealth solutions (UK residents only) - see how we can help you reach your financial goals.
Enjoy preferential terms on a range of products and services.
Make big plans then get practical steps to help put them into action with our Future Planner tool, exclusive to Premier customers (UK residents only) - see how our tool can bring your plans to life.
Remember, the value of investments can go down as well as up, so you may not get back what you invest - explore ways we can help make your money work harder.
Who can apply?
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Annual income
You have an individual annual income of at least £100,000, and pay it into your HSBC Premier Bank Account. -
Savings or investments
You have savings or investments of at least £100,000 with HSBC in the UK. -
International Premier status
You already qualify for HSBC Premier in another country.
Access more exclusive Premier benefits
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Get more out of life with a loan of up to £50,000
Representative 5.9% APR for loans between £10,000 and £30,000, credit subject to status.
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Unlock a world of travel freedom.
Representative 100.2% APR (variable), credit subject to status, annual fee applies.
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Travel benefits and reward points - but no annual card fee.
Representative 23.9% APR (variable), credit subject to status.
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Help your money work harder with our flexible savings account exclusively for HSBC Premier customers.
Additional information
- Premier Travel Insurance is subject to a separate application. Premier Worldwide Travel Insurance is provided by Aviva and is available to Premier account holders. You must be under 70 years of age when the trip begins. Children and grandchildren must be under 18 when the trip begins (or under 23 if in full-time education). Not available to non-UK residents. See full eligibility criteria
- Eligible Premier account holders, their partners and their dependent children under the ages of 23 can access HSBC Life Online Health Services provided by Square Health. Certain limits and exclusions apply, appointments are subject to availability – for more information see the Square Health brochure (PDF).
- Available with a Global Money Account which is separate from Premier. To open a Global Money Account you must first have an eligible HSBC UK current account and the HSBC UK Mobile Banking app.
- Cancer Bereavement Cover is provided by HSBC Life (UK) Limited. It's available to Premier account holders who are resident in the UK when their account is opened or if they subsequently move to the UK and update their home address with us. A sum of £2,000 is payable in the event of the death of the policyholder where cancer is listed on the death certificate, and it's been at least 12 months since the policy started. Through this cover customers can access HSBC Life Online Health Services provided by Square Health, once you’ve been notified that your policy is in force.