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Welcome to the world of HSBC Premier

HSBC Premier is our premium account that gives you more than banking with wealth, health and travel benefits, and rewards too.

Current account Switch Guarantee
Everything's Premier when your bank account is.

Experience Premier

Unlock a world of benefits with no monthly fee. Certain financial and other eligibility criteria apply.

Premier travel

Give you and your family peace of mind with HSBC Premier Worldwide Travel Insurance[@premier-travel-insurance] and more.

Premier international

Save time, effort and money when you manage your finances across borders.

Premier health

Access a range of health benefits for you and your family[@online-health-services], and look after more than just your money.

Premier wealth

Plan for your future with exclusive support that’s tailored to you (fees and eligibility apply).

Exclusive Premier offers

Enjoy a range of global discounts, travel benefits and lifestyle offers.

Premier World Elite Mastercard

Enjoy airport lounge access and security fast track. Plus get offers and earn reward points to redeem against airline miles, hotels and shopping vouchers, 100.2% APR (variable) representative, credit subject to status. Annual fee applies.

Special offers on selected Apple devices

In the Apple Store for HSBC Premier, get rewards including up to 5% instant cash back on selected Apple products when using your HSBC Premier card.

Save over 50% on Virgin Wines

Get over 50% off a mixed case of wine including reds, whites and fizz, plus enjoy free delivery.

Win £40,000 with HSBC Premier

Invest £1,000 or more in a fund or across a mix of funds by 31 March 2025 for your chance to win £40,000 – our exclusive offer for HSBC Premier customers.

Capital at risk. You should aim to invest for at least 5 years.

Premier partner offers

Open up a world of exclusive offers, discounts and other benefits.

Discover how Premier gives you more

Premier travel

Give you and your family peace of mind with HSBC Premier Worldwide Travel Insurance[@premier-travel-insurance] (UK residents only) - find out more about Premier Travel Insurance.

Spend, send and receive money around the world and access HSBC UK’s best exchange rates together with our Global Money Account[@global-money-condition] with no HSBC fees (non-HSBC fees may apply) - find out more about Global Money.

Enjoy a range of global discounts, travel benefits and lifestyle offers (financial and other eligibility criteria apply) - take a look at Premier rewards and offers.

Get a replacement card within 36 hours and up to $2,000 in emergency cash transfers if you lose your credit card abroad.

Premier health

Access a range of online health services[@online-health-services], including digital GP appointments, mental health support, plus 2 second opinions a year for you and your family - learn about our range of online health services.

Health benefits are available alongside Cancer Bereavement Cover[@cancer-cover], which provides £2,000 if you were to pass away from a cancer related cause and it's been at least 12 months since the policy started (UK residents only) - find out how you're automatically covered with Premier.

Premier international

Relax knowing if anything goes wrong you can call us 24/7 wherever you are.

Open an account before relocating in over 20 destinations and take advantage of your Premier status in select countries and regions.

See all your worldwide HSBC accounts in one place and make transfers between them with no HSBC fees with Global View - learn more about Global View.

Explore ways to pay for your international lifestyle and bring your credit history from selected countries when you apply for a credit card - 23.9% APR (variable) representative, credit subject to status.

Get support at every step when purchasing international property with help from our mortgage specialists and property partners (fees may apply) - learn about HSBC International Mortgages.

Premier wealth

Get support from our wealth specialists with tailored wealth solutions (UK residents only) - see how we can help you reach your financial goals.

Enjoy preferential terms on a range of products and services.

Make big plans then get practical steps to help put them into action with our Future Planner tool, exclusive to Premier customers (UK residents only) - see how our tool can bring your plans to life.

Remember, the value of investments can go down as well as up, so you may not get back what you invest - explore ways we can help make your money work harder.

Who can apply?

You can apply for an HSBC Premier Account if you meet one of these criteria:

Annual income

You have an individual annual income of at least £100,000, and pay it into your HSBC Premier Bank Account.

Savings or investments

You have savings or investments of at least £100,000 with HSBC in the UK.

International Premier status

You already qualify for HSBC Premier in another country.
If you submitted your application for a Premier Account on or before 4 September 2024 previous eligibility criteria still apply. These are: (1) an income of £75,000 and hold another eligible product, or (2) have £50,000 in savings or investments with us, or (3) you already qualify for HSBC Premier in another country.

Access more exclusive Premier benefits

Explore our Premier range, plus other HSBC products offering preferential terms to Premier customers.

Get more out of life with a loan of up to £50,000

Representative 5.9% APR for loans between £10,000 and £30,000, credit subject to status.

Unlock a world of travel freedom.

Representative 100.2% APR (variable), credit subject to status, annual fee applies.

Travel benefits and reward points - but no annual card fee.

Representative 23.9% APR (variable), credit subject to status.

Help your money work harder with our flexible savings account exclusively for HSBC Premier customers.

Additional information

Apple, and the Apple logo are trademarks of Apple Inc, registered in the US and other countries. Apple Pay is a trademark of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.