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At a glance
About
Everyday banking with retail offers and no monthly account fee. You need to qualify for an optional arranged overdraft of at least £1,000 to apply. Other eligibility criteria and T&Cs apply.
Monthly account fee
No.
Who can apply?
Eligibility criteria
- a UK resident
- 18 or older
- happy for us to do a credit check against your name (if you live in the UK)
- qualify for an (optional) arranged overdraft of at least £1,000
- can provide ID and proof of address if needed
If you're applying from outside the UK, please contact your local branch to apply for an account. Alternatively, apply using the online form.
What you get with the account
Features and benefits
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24/7 customer support.
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Apple Pay, Google Pay and Samsung Pay.[@apple-pay-google-pay-samsung-pay]
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home&Away discounts and rewards programme.
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Access to exclusive customer-only products like our Regular Saver and Global Money Account.
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Up to US$10,000 emergency cash to any HSBC branch worldwide (providing you have sufficient funds).
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Fee-free international transfers between your HSBC accounts.
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View all your international HSBC accounts on one screen with Global View.
Welcome offers
Terms and conditions apply
No offers currently available.
Optional arranged overdraft
Credit is subject to status
Yes.
Find out more
Please read the full product information before you apply
Additional information
Select accounts to compare
You can choose up to 4
Our most popular, everyday current account that provides all you need to stay on top of your finances. Gives access to retail offers and our Regular Saver Account, with no monthly account fee.
Our premium bank account, with no monthly account fee and access to exclusive rates on borrowing and savings. Financial eligibility criteria apply.
Everyday banking with retail offers and no monthly account fee. You need to qualify for an optional arranged overdraft of at least £1,000 to apply. Other eligibility criteria and T&Cs apply.
A current account designed to help you make the most of student life.
Our current account for international students.
Our account for life after uni, ideal whether you're starting work or taking some time out.
A basic current account for people who don't qualify for one of our other accounts.
Our current account for 11 to 17 year olds, with a debit card and a linked savings account.