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Premier World Elite Mastercard

Unlock a world of travel freedom.

Fast track your rewards and travel benefits

Our most sophisticated card offers more reward points and enhanced travel benefits. Representative 100.2% APR (variable). 

Please read the important documents before applying.

Credit is subject to status, affordability and terms and conditions.

Representative example

Representative100.2% APR (variable)

Purchase rate29.9% p.a. (variable)

Annual fee£290

Based on an assumed credit limit of£1,200

Welcome reward points

Receive 40,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of card membership. Points are awarded up to 60 days after the £2,000 spend is reached.

Key benefits of an HSBC Premier World Elite Credit Card

Accelerated reward points*

Get on the fast track to rewards by earning points at an accelerated rate for every £1 of eligible spend[@eligible-spend-excludes].

Exchange reward points

Redeem your points with an extensive selection of airline, hotel, travel and leisure partners.

Travel privileges

Enjoy airport lounge access and airport security fast track.

Earn, spend and go further

Earn accelerated reward points and redeem them

  • How you earn points
    For every £1 of eligible spend[@eligible-spend-excludes] you'll earn 3 reward points if it's in sterling[@sterling-currency-includes], or 4 reward points if it's in another currency (fees apply)[@transactions-subject-to-non-sterling-fee].
  • Convert points into airline miles

    Points can be redeemed for airline miles with 11 airlines, including British Airways, Emirates, Qatar Airways and Singapore Airlines.

    £1 spend in sterling is equal to 1.5 airline miles

    £1 spend in non-sterling is equal to 2 airline miles

  • Swap your points for hotel stays, shopping vouchers and more
    Convert your reward points for use at hotels, retailers such as M&S or Amazon, Laithwaites wines or reforestation projects.
  • Additional cardholders
    Add another cardholder to earn points together (£60 fee per additional cardholder).

Travel in style

  • Airport security fast track
    Access airport security fast track at participating airports worldwide via Mastercard Travel Experiences powered by DragonPass. This also applies to any additional cardholders on your account (separate registration needed).
  • Airport lounge access
    Get unlimited access for the main cardholder and any additional cardholders to more than 1,600 airport lounges worldwide with Priority Pass.
  • Discounts at Agoda and Expedia hotels
    Get up to 14% off bookings at more than 180,000 Agoda hotels, and 10% off at Expedia hotels.

Mastercard Priceless

  • Inspirational travel and privileges
    Enjoy unforgettable adventures and everyday value where you live and travel.

Other features of the HSBC Premier World Elite Credit Card

  • Enjoy 24/7 worldwide assistance
    Help is at hand if your card is lost or stolen. Call our dedicated support team about getting an emergency cash advance.
  • Purchase protection
    As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
  • Additional cardholders

    Get additional cards for up to 3 members of your family, or friends. Fees apply (refunded for Private Banking Account customers).

    Find out more about additional cardholders

  • Use your credit card abroad
    You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
  • No-fuss card management
    Use online banking or the HSBC Mobile Banking app to check your balance, make payments, block or unblock your card, and stay in control.
  • Go digital
    All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.

Things to know

Ready to apply for an HSBC Premier World Elite Credit Card?

On your mobile device? If you've downloaded our app and have an HSBC Premier Account, you can apply now by selecting 'Apply in app'.

If you're on a desktop, scan the QR code with your mobile device.

Scan the QR code to apply

More ways to apply

New to the UK?

If you're new to the UK, you may be able to bring your existing credit card history with you.

Frequently asked questions

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Additional information

    Balances can’t be transferred from all cards. For example, cards issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank, are excluded.

    You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.

    Please note, if you currently hold a Student or Premier World Elite Credit Card with us, you will not be eligible for this card.

    *The term 'accelerated' means earning a higher number of reward points per eligible spend than other HSBC credit cards.

    It's easy to answer your query online. Visit our Help page to find out how.