As an HSBC Premier customer, you could qualify for your choice of a fee-paying or non fee-paying card offering different levels of rewards.
Our Premier credit cards
- Other benefits
• Priority Pass membership means you can relax in over 1,600 airport lounges worldwide for just £24 per person per visit, subject to availability.
• 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances4
Representative example
- 23.9% APR (variable) representative
- 23.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
Please ensure you read the important information in the ‘Things you should know’ section before applying.6
- More rewards
• For every £1 of eligible spend1: you’ll earn 3 points if it’s in sterling2, or 4 points if it’s in another currency3 (fees apply). You can redeem these reward points for retail e-vouchers, airline miles, fine wines and more to help you get the most from life
• Earn welcome points with the Premier World Elite Credit Card
- Enhanced travel benefits• Access airport security fast track for cardholders at participating airports worldwide via Mastercard Travel Experiences powered by DragonPass. This will also apply to any additional cardholders on your account - who should register separately
Representative example
- 100.2% APR (variable) representative
- 29.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200 with an annual fee of £290
Credit is subject to status, affordability and applicable terms and conditions.
Please ensure you read the important information in the ‘Things you should know’ section before applying.
| Card Feature | Premier Credit Card | Premier World Elite Mastercard |
|---|---|---|
| Annual Fee | £0 | £290 |
| Cash Fee | 2.99% fee, minimum £3 | 2.99% fee, minimum £3 |
| Balance Transfer Fee | 2.99% fee, minimum £5 | As set out in any offer made to you |
| Representative Example (on an assumed credit limit of £1200) | 23.9% APR (variable)
23.9% p.a (variable) |
100.2% APR (variable) representative
29.9% p.a. (variable) purchase rate |
| Other Benefits5 |
|
|
| Card Feature | Annual Fee |
|---|---|
| Premier Credit Card | £0 |
| Premier World Elite Mastercard | £290 |
| Card Feature | Cash Fee |
| Premier Credit Card | 2.99% fee, minimum £3 |
| Premier World Elite Mastercard | 2.99% fee, minimum £3 |
| Card Feature | Balance Transfer Fee |
| Premier Credit Card | 2.99% fee, minimum £5 |
| Premier World Elite Mastercard | As set out in any offer made to you |
| Card Feature | Representative Example (on an assumed credit limit of £1200) |
| Premier Credit Card |
23.9% APR (variable)
23.9% p.a (variable) |
| Premier World Elite Mastercard |
100.2% APR (variable) representative
29.9% p.a. (variable) purchase rate |
| Card Feature | Other Benefits5 |
| Premier Credit Card |
|
| Premier World Elite Mastercard |
|
Things you should know
1 Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charge.
2 Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man, as well as transactions overseas where you choose to pay in Sterling rather than local currency.
3 These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.
4 Shop with greater peace of mind, thanks to a 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).
This insurance can be applied to a range of household items. You'll get 2 years of breakdown cover, starting from when the manufacturer’s warranty expires. You'll also get accidental damage cover, starting from the point you register the item with D&G, until the end of the policy.
This is at no extra cost and registrations are unlimited. To check if the item you're purchasing is covered and if any limitations or exclusions apply, please visit Domestic & General or call D&G on 0800 169 1074*.
To qualify for cover your items must cost between £50 and £2,000 and be purchased in full with your HSBC Premier Credit Card. You must register your appliance to the same address within 90 days of purchase for the insurance to commence. Items with a manufacturer's warranty of more than two years are not eligible.
You can register online or call D&G on 0800 169 1074*.
Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.
* Telephone lines are open 08:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.
5 At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.
6 You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.
Balances can’t be transferred from all cards, for example those issued by members of HSBC Group, including HSBC UK, first direct and M&S Bank.
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