What is a balance transfer credit card?
A balance transfer card could save you money when you move your balance from one or more existing cards.
How a balance transfer credit card can help you
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Transfer balances from other cards
You may be able to save money - by moving what you owe on to a card with a lower interest rate.
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Simplify your cards
Transfer your other credit card balances so that you make just one monthly payment for everything.
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Keep your credit card costs low
Balance transfer fees apply, but there are no annual fees.
Explore our balance transfer credit cards
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Balance Transfer Credit Card
Enjoy up to 27 months interest-free for balance transfers (3.49% fee, min £5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200
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Purchase Plus Credit Card
Discover the all-rounder that has up to 18 months of interest-free purchases and up to 16 months of interest-free balance transfers (3.49% fee, minimum £5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200
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Premier Credit Card
Get travel benefits and reward points - plus 9 months interest free on purchases and 18 months interest free on balance transfers (2.99% fee, min £5). Just for HSBC Premier customers.
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 23.9% p.a. (variable)
Representative: 23.9% APR (variable)
Based on an assumed credit limit of £1,200
Need help choosing a credit card?
Discover our range of credit cards and find the one most suitable for you.
Not the right type of card?
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Purchase credit cards
Buy now and spread the cost of all your purchases - large or small.
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Credit-builder credit cards
Help build your credit score when you spend and make on-time repayments.
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View all cards
From transferring a balance, earning rewards or building your credit score, there's a card for every need.