What is a balance transfer credit card?
A balance transfer card could save you money when you move your balance from one or more existing cards.
How a balance transfer credit card can help you
Transfer balances from other cards
You may be able to save money - by moving what you owe on to a card with a lower interest rate.
Simplify your cards
Transfer your other credit card balances so that you make just one monthly payment for everything.
Keep your credit card costs low
Balance transfer fees apply, but there are no annual fees.
Explore our balance transfer credit cards
Balance Transfer Credit Card
Enjoy up to 32 months interest-free for balance transfers (3.49% fee, min £5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200
Purchase Plus Credit Card
Discover the all-rounder that has up to 20 months of interest-free purchases and up to 17 months of interest-free balance transfers (3.49% fee, minimum £5).
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 24.9% p.a. (variable)
Representative: 24.9% APR (variable)
Based on an assumed credit limit of £1,200
Premier Credit Card
Get travel benefits and reward points - plus 9 months interest free on purchases and 18 months interest free on balance transfers (2.99% fee, min £5). Just for HSBC Premier customers.
Eligibility criteria apply. Credit is subject to status.
Representative example
Purchase rate: 23.9% p.a. (variable)
Representative: 23.9% APR (variable)
Based on an assumed credit limit of £1,200
Need help choosing a credit card?
Discover our range of credit cards and find the one most suitable for you.
Not the right type of card?
Purchase credit cards
Buy now and spread the cost of all your purchases - large or small.
Credit-builder credit cards
Help build your credit score when you spend and make on-time repayments.
View all cards
From transferring a balance, earning rewards or building your credit score, there's a card for every need.