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Credit cards

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Find the right card for you

Take a look at our range of credit cards, consider their benefits and find the one that will suit you best.
Your credit history doesn't need to stay behind when you move to a new country. We can help you to use it in your new home.

What kind of credit card are you looking for?

Give yourself some breathing room with our balance transfer options.
Buy now and spread the cost of all your purchases - large or small.
Help build your credit score when you spend and make on-time repayments.
Discover our range of rewards cards.

Making the most of a credit card

Understand the steps you can take now to build your credit score - so that it can start working for you.
Understand the different kinds of 0% credit card offers and work out which cards could suit you.
By understanding the different numbers on your credit card, you can feel more secure and confident using it.
Get to know the differences between the main types of credit cards and how they could match your needs.
Understand what air miles are, how they work, and how to claim air miles when you’re ready to use them.

Our most popular cards

Enjoy up to 29 months interest-free for balance transfers (3.49% fee, min £5).

 

Representative example

Purchase rate: 24.9% p.a. (variable)

Representative: 24.9% APR (variable)

Based on an assumed credit limit of £1,200

Discover the all-rounder that has up to 20 months of interest-free purchases and up to 17 months of interest-free balance transfers (3.49% fee, minimum £5).

 

Representative example

Purchase rate: 24.9% p.a. (variable)

Representative: 24.9% APR (variable)

Based on an assumed credit limit of £1,200

Earn reward points on eligible purchases you make.

 

Representative example

Purchase rate: 23.9% p.a. (variable)

Representative: 23.9% APR (variable)

Based on an assumed credit limit of £1,200

Improve or start building your credit rating.

 

Representative example

Purchase rate: 29.9% p.a. (variable)

Representative: 29.9% APR (variable)

Based on an assumed credit limit of £1,000

View all cards

More card information

Find out how having a second HSBC card could help you manage your different spending needs.
Manage all your card needs online or via the app.
Understand more about fees and the interest rates for your HSBC credit card.

Explore more

Understand what goes into a credit score, and why your score matters when you apply for a credit card.
Find out how to check there are no mistakes on your credit file before you apply for a credit card.
Find out more about APR, and see how it can help you compare the credit cards you're interested in.
A cash advance allows you to borrow and withdraw money using your credit card. Discover how they work.
It’s possible to transfer money from your credit card to your bank account but here are some things to consider first.
See how lenders and other companies use credit reference agencies (CRAs) when you apply for finance.