Enjoy up to 30 months interest free for balance transfers (3.49% fee, min £5).
Credit is subject to status, affordability and terms and conditions. The rate and promotional period we offer will depend on our assessment of your circumstances. Please read the important documents before applying. Why is it only 'up to' 30 months?
Representative example
Representative APR
24.9% APR (variable)
Purchase rate
24.9% p.a. (variable)
Based on assumed credit limit of £1,200
Key benefits
- Enjoy up to 30 months with no interest to pay on balances transferred of £100 or more (3.49% fee, min £5)[@credit-card-end-of-promotional-period]
- Available for 60 days from account opening
- 0% interest on purchases for 3 months from account opening
Ready to apply?
Please read all important documents before applying.
Who can apply?
You can apply if you:[@you-must-not-have-6-months]
- Are over 18
- Are a UK resident
- Have an annual UK taxable income or pension, before tax, of £6,800 or more
- Don’t hold an HSBC Basic Bank Account
How to apply
New to HSBC?
You just need to give a few details as part of your application.
Already an HSBC customer?
If you're registered for online banking, you can apply online now. You'll be able to see your pre-filled application form, submit it in just one click, and get an instant decision.
Frequently asked questions
Additional information
Balances can’t be transferred from all cards, for example those issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank.
Please note, if you currently hold a Classic, Student, Purchase Plus, or Balance Transfer Credit Card with us, you will not be eligible for this product.