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At a glance
About
Get a higher interest rate in any months you don't make a withdrawal. For existing HSBC customers only. You can only open this account online.
Interest rate
Bonus rate up to £50,000: 4.00% AER / 3.93% gross
Bonus rate over £50,000: 2.30% AER / 2.28% gross
Standard rate: 2.00% AER / 1.98% gross
Often used for
Saving what you want, when you want
Bonus interest paid on months when you don't make a withdrawal (restrictions apply)
Access
Instant access
Balance/deposit requirements
Min: £1
No maximum
Who can apply?
Eligibility criteria
- aged 16 or over
- an existing HSBC customer (excluding Basic Bank Account).
- able to manage the account in online banking or via the mobile app
Find out more
Please read the full product information before you apply
Additional information
Select savings accounts to compare
You can choose up to 4
Fixed Rate Cash ISA
Tax-free savings, with a fixed rate for up to 13 months. For current account customers only.
Online Bonus Savings Account
Get a higher interest rate in any months you don't make a withdrawal. For existing HSBC customers only. You can only open this account online.
Regular Savings Account
Save between £25 and £250 every month with a 12-month fixed rate account. Available to customers with a current account (excluding Basic Bank Account).
Fixed Rate Savings Account
Save for 1 or 2 years. For current account and savings account customers only (not including Basic Bank Account, Loyalty Cash ISA or Regular Saver).
Loyalty Cash ISA
Lock in a loyalty interest rate for 12 months each time you pay into your account. For current account customers only.
Flexible Savings Account
Our most flexible savings account. Deposit money and make withdrawals as often as you like, and access your account the way you want.
Premier Savings
Help your money work harder with our flexible savings account exclusively for HSBC Premier customers.
Children's Savings Account
An easy way to save for 7 to 17 year olds. Start saving from just £10, whether it's your pocket money or wages from your job.