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Loans

Whether you want a bank loan to buy a car, improve your home or consolidate your existing debts, compare our loans to find the one that’s perfect for your plans

Borrow from £1,000 to £25,000 with a personal loan and make your goals a reality.

 

Key information 
6.9% APR representative
available for loans between £7,000 and £15,000

Get a loan for a new or used car that you pay back at the speed you want.

Borrow up to £50,000 with a personal loan for Premier customers.


Key information 

6.4% APR representative available for loans between £10,000 and £30,000

What are you looking to use your loan for?

If you already have an HSBC loan you can either take out an additional loan or top up your existing loan.
Make your dream home a reality with a home improvement loan.
Help make your debts easier to manage with a single monthly repayment plan.
Spread the cost of your special day.

Making the most of your loan

Read our helpful guides about how loans work, and what you could use them for.
Discover 6 steps to make managing your loan repayments simpler.
Get tips on how to apply for a loan to give yourself the best chance of getting approved.
From loan repayments to fees, find out what you need to consider before you apply.
Get to know the types of unsecured loan, it's benefits and things to consider before taking out an unsecured loan.
Discover how a debt consolidation loan can make your debts easier to manage.

Work out the total cost of a loan

Find out your estimated representative interest rates and monthly repayments without impacting your credit score.

Explore more

Find out how home improvement loans work, what to consider and how to apply.
Get to know how personal loans work to help you avoid unexpected costs down the line.
Find out more about how hire purchase (HP) works and the difference between HP and PCP.
Find out more about how PCP car finance works and things to consider.
Read our guide to help you understand about leasing a car and the pros and cons of it.
Read our guide to help you understand how the guarantor loan works and things to consider.