Take the hassle out of investing
New to investing, or just looking for a more convenient way to invest? Choose an HSBC ready-made portfolio – a fund with a mix of investments that's managed on your behalf.
Each portfolio has a different level of risk and expected reward. Just select your preferred level of risk and our team of experts will take care of the rest.
Before you invest, you should build up 3-6 months of living costs to fall back on, so that you're less likely to dip into your investment to cover for anything unexpected.
Remember, investing has its ups and downs and – so you could get back less than you invest.
Take a closer look
Mix of global investments
Our portfolios contain a mix of investments from over 50 different countries, giving you access to a world of opportunities.
Managed by specialists
Your portfolio will be managed by our investment specialists. Just choose your preferred level of risk and they'll take care of the rest.
Easy access to your money
We recommend you aim to invest for at least 5 years. But your money isn't locked away – you can sell your investments and the money will be in your account within 5 days.
Invest in a few steps
You can invest here on the website or from your app. Then, track and manage your portfolio in the app, wherever you are.
More reasons to invest
- Start investing with £50Invest in a portfolio with £50 and choose to set up regular payments after your first investment.
- Invest with an ISAInvest up to £20,000 per tax year with a stocks & shares ISA, without paying UK income or capital gains tax on any growth.
- Join other investorsJoin almost 300,000 people in the UK who are already investing with us
Keep in mind, tax benefits will depend on your circumstances and tax rules may change in the future.
An award-winning way to invest
Invest online or straight through your app
We're delighted to have won awards for how easy it is to invest through our app and for our dedicated investment customer service.
Why not try investing with the app yourself?
Just open scroll past your accounts in the app and select 'Investments' to get started.
Who can apply?
You can invest in a ready-made portfolio if:
- you’ve got an HSBC current account or savings account (excludes Online Bonus Saver and Fixed-rate Saver)
- you’re at least 18 years old
- you're a UK resident
- you’re not a US national/citizen/resident (eg a US passport holder)
- you've got at least £50 to invest
Need support applying?
If you think you might need support before making an investment decision, we can help you get specialist investment support.
Ready to invest?
Here's how to get started:
1. Decide how you feel about risk
Select the portfolio with the risk level you're most comfortable with. Risk level 1 is the lowest and 5 is the highest. This indicates the investment's potential risk and reward.
2. Choose which account you'd like to apply for
Decide which investment account you'd like to apply for – a stocks & shares ISA or a general investment account (GIA).
Cautious
Risk level: 1 out of 5
The Cautious fund is invested across global markets with a strong bias towards bonds.
Cautious Portfolio costs and charges
Conservative
Risk level: 2 out of 5
The Conservative fund is invested across global markets with a bias towards bonds.
Conservative Portfolio costs and charges
Balanced
Risk level: 3 out of 5
The Balanced fund is invested across global markets with a spread of asset types.
Balanced Portfolio costs and charges
Dynamic
Risk level: 4 out of 5
The Dynamic fund is invested across global markets with a bias towards equities.
Dynamic Portfolio costs and charges
Adventurous
Risk level: 5 out of 5
The Adventurous fund is invested across global markets with a strong bias towards equities.
Adventurous Portfolio costs and charges
The charts are correct as of 30 November 2023. For more information on the latest make-up of the portfolios, you can read the relevant 'Factsheet' PDF.
Frequently asked questions
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New to investing?
We're here to help you start investing from £50.